Obtaining Free Credit Report Without Credit Card Required

In the year 2005, the government has regulated a new law that allows all citizens to access their free credit report and score which are Equifax, Experian, and Trans Union, at least once every 12 months. After this new law was regulated, the inquiry for credit reports has tremendously increased in number with all kinds of companies coming out in the market in an effort to gratify such demand. However, the problem with these companies is that they require you to sign up from one of their products first before you can get a copy of your credit report. This has developed turmoil to consumers who have heard of the new regulation regarding credit reports and consequently searched for a place to get a copy of their credit reports for free.

Fortunately, there is another website where you can access your credit reports for free without signing up for a free trial and without submitting your credit card information. The website’s name is annualcreditreport.com. This is the only website that the government has endorsed to grant people a free access to their credit reports each year. Annualcreditreport.com will not require you to provide your credit card information and you also don’t need to sign up for a free trial in order to access your credit reports, and if you haven’t used your once a year privilege then you don’t have to worry of getting into trouble visiting the website for a free access of your credit reports.

Don’t be fooled by one of those credit report companies requiring you to sign up for something or to buy products from them just to gain access to your credit reports as these kinds of companies are just taking advantage of your weakness and lack of understanding of the new regulated law of the government regarding gaining free access to credit reports.


Why Free Credit Report is Needed

A report using sites such as free-triple-credit-report.net is considered a smart way to secure your credit score and keep track on your credit history. You should know how to file for a free credit report and how you can improve your credit ratings.

In a declining economy, many people are personally affected about their credit’s future more than anything else in this world. Having a good credit score determines how responsible you are in paying back credit cards, loans, and bills.

There are a lot of services allowing you to process a credit report. It is vital to know that credit reports can be accessed for free. As an individual with credit history, you have all the right to obtain as much as free credit reports as you can. It is also advised to check your credit score annually for errors and to check for identity thefts as well.

In times of economic crisis, a credit report can definitely help you see what you need to change on your credit history. If there is a discrepancy on the report details of your credit history, you should immediately file a report for identity theft. In case you only have few listed debts on your report then you should pay them as soon as possible in order to improve your credit score.

Remember that you should always be cautious from companies who try to lure you to purchase credit ratings. These kinds of companies cannot be trusted and should definitely be avoided. A reputable report credit company allows you to have access to your credit report each year for free. There are only few companies offering this and you can get a credit report from them simultaneously. It does not lower your credit score if you check your credit ratings, but if a company makes an audit for credit cards or loans then your credit score can be lowered.